Banks in the Czech Republic

Czech National Bank Ceska Sporitelna Ceskoslovenska Obchodni Banka Komercni Banka
Central Bank Ceska sporitelna Obchodni Banka Komercni banka

Ceska Sporitelna – The biggest retail bank in the Czech Republic with 4.7 million customers, 10,000 employees, 517 branches, 1,700 ATMs and 2.8 million cards. It operates as a subsidiary of Erste Group Bank AG.

Ceskoslovenska Obchodni Banka – One of the largest banks in the country based on total assets. It was privatized in June 1999 when KBC Bank, a member of Belgium’s KBC Group, became the majority owner.

Czech Export Bank (CEB) – One of the pillars of the government’s pro-export policy system. It has received an AA- rating from Standard and Poor's and an A1 rating from Moody's Investors Service.

Czech National Bank (CNB) – The central bank of the Czech Republic and the supervisor of the Czech financial market. The total assets of the Czech banking sector amount to approximately CZK 6 trillion.

Komercni banka – One of the largest universal banks in the Czech Republic. It serves approximately 1.6 million customers through a network of 400 branches and 772 ATMs across the country. KB also provides services to corporate clients in Slovakia. As of May 11, 2018, it had a market capitalization of US$7.9 billion.

Patria Finance – The first investment bank in the Czech Republic and Slovakia. It was established in 1994 and is a wholly owned subsidiary of KBC bank NV. Patria was named the Best Investment in the Czech Republic by Business Worldwide Magazine.

Raiffeisenbank a.s. – A member of Austrian Raiffeisen Group. The Group operates in the Czech Republic for over 140 years. The Bank has over 2,700 employees serving about 400,000 customers through a network of approximately 130 branches. It offers personal and business loans, credit cards, savings and investments, classic mortgage, offset mortgage, variable mortgage, profit mortgage, non-purpose mortgage, business mortgage, pre-mortgage, re-mortgage loans, internet banking as well as trade and export financing, factoring, project and structured financing, leasing and other services.

Sberbank CZ – A universal commercial bank offering a wide range of products and services to retail and corporate customers. The company was formerly known as Volksbank CZ and changed its name to Sberbank CZ in 2013. This followed the acquisition of Volksbank International AG in February 2012 by Sberbank of Russia.

UniCredit Bank Czech Republic and Slovakia a.s. – UniCredit started its activities in the Czech market in November 2007. Today, it's the fourth-largest bank in the country with over 170 branches and about 380 ATMs. As of March 2018, UniCredit Bank Czech Republic and Slovakia’s total assets amounted to over US$30 billion.

Živnostenská banka – The oldest Czech bank, founded in 1868. Since 2002 it has been a member of the UniCredit Group. In 2007, Zivnostenska banka was acquired by HVB Bank and new bank was named UniCredit Bank Czech Republic.

Top Banks in Czech Republic

 Total assets (CZK billion)

Rank Bank 12/2017 12/2016 12/2015 12/2014 12/2013 12/2012 12/2011
1 Česká Spořitelna 1,329.223 1,066.526 959.584 902.589 968.723 920.403 892.598
2 Československá Obchodní banka (ČSOB) 1,315.590 1,085.527 956.325 865.639 1,034.830 937.174 936.593
3 Komerční Banka 1,004.039 922.737 891.556 953.261 863.980 786.836 754.810
4 UniCredit Bank Czech Republic and Slovakia 672.078 635.042 570.284 508.616 464.622 318.909 288.673
5 Raiffeisenbank a.s. (RBCZ) 342.699 323.796 249.994 226.029 196.687 197.628 202.947