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Ceska Sporitelna

Česká spořitelna, a.s. is one of the biggest banks in the country with approximately 5 million customers. It is a number one in consumer loans, deposits, number of branches and ATMs. The Bank is also one of the leading securities dealers on the Czech capital market. The company provides a comprehensive range of financial products and banking services for retail and business customers. It offers current and savings accounts, consumer and corporate loans, cash loans, mortgage loans, American mortgage (a specific loan secured by a lien on a real estate), credit and debit cards, travel insurance, card and personal belongings insurance, investments; online, phone and mobile banking; GSM banking as well as funds management, foreign exchange, trade and export finance, transaction and liquidity management, market risk management, real estate financing and advisory services. Since year 2000, Ceska sporitelna has been a member of Erste Group, one of the leading financial institutions in Central and Eastern Europe with 17.5 million clients in eight countries. In the latest ranking of banks released by the Global Finance, Ceska Sporitelna was placed at the top of the list of the safest banks in Central and Eastern Europe. Ceska Sporitelna also received the prestigious award “Bank of the Year for the Czech Republic” (2014) in the international competition of the prestigious magazine The Banker. Ceska Sporitelna has over 630 branches, 1,565 ATMs, 3.136 million active payment cards and employs over 10,500 people. The network also includes 19 Mortgage Centers, 16 Regional Corporate Centres for SME clients and 14 Regional Centers for Erste Private Banking clients. Ceska Sporitelna was established in 1825 and is the first savings bank in the country. At June 30, 2015, the company had total assets of CZK 923.5 billion (US$38 billion), customer loans of CZK 510.8 billion (US$21 billion), customer deposits of CZK 684 billion (US$28.1 billion), and total equity of CZK 103.1 billion (US$4.2 billion).

Ceska Sporitelna Group subsidiaries:

Brokerjet České spořitelny, a.s.
Česká spořitelna - Penzijní společnost
CPDP 2, a.s.
Erste Corporate Finance, a.s.
Erste Energy Services, a.s.
Erste Factoring, a.s.
Erste Leasing, a.s.
Erste Grantika Advisory, a.s.
ČS do domu, a.s.
MOPET CZ a.s.
Realitní společnost České spořitelny, a.s.
REICO České spořitelny, a.s.
Stavební spořitelna České spořitelny, a.s.
sAutoleasing, a.s.
VĚRNOSTNÍ PROGRAM IBOD, a.s.

 Credit Ratings (October 2015)

Rating Agency Long-Term Short-Term
Fitch A- F2
Moody's Investors A2 P-1
Standard & Poor's A- A-2

Head Office address:
Olbrachtova 1929/62
140 00 Prague 4
Phone number: 800 207 207, +420 956 777 901
SWIFT (BIC) code: GIBACZPX
Website: www.csas.cz

Mortgages and Loans
Budějovická 1518/13A
140 00 Praha 4
Tel: 956 777 497
Hours: Mon-Fri 7:00–20:00