Komercni banka

Komerční banka, a.s (KB) is one of the leading banking institutions in the Czech Republic. KB is a universal bank providing retail, corporate, and investment banking services. It offers savings accounts, consumer loans, mortgages, credit cards, online banking, asset management, pension funds, factoring as well as car insurance, property insurance, travel insurance, life insurance and among others. The Bank serves more than 1.6 million clients through a network of about 400 branches and 700 ATMs across the Czech Republic. The average number of employees within KB Group reached 7,850 during 2012. Komercni banka is a part of Societe Generale Group. In 2001, the government sold its 60% stake in the bank to Societe Generale for 40 CZK billion. Societe Generale Group is one of the largest financial services groups in the euro zone. Komercni banka represents an important part of Societe Generale Group’s retail banking business. As of December 31, 2012, the Bank's total assets amounted to CZK 786.836 billion (US$41.5 billion).

Key Financial Information (CZK m)

	2011	2010	2009	2008
Net banking income	32,764	32,662	32,195	32,927
Total assets	754,810	698,014	695,075	699,083
customer loans	434,386	384,593	372,303	364,040
Amounts due to customers	560,701	538,051	551,809	554,570
Total shareholders' equity	81,850	76,078	68,792	63,013
Cost/income ratio	41.2%	39.6	42.0	42.6

Head office address:
Na Prikope 33, 114 07 Praha 1
Czech Republic
Phone number: 800 111 055
+420 485 262 800 (when calling from abroad)
SWIFT: KOMBCZPPXXX (KOMBCZPP for 8-digit alternative)

KB Branch in Slovakia:
Hodžovo nám. 1A, 811 06 Bratislava
Phone: +421 2 592 77 328 - 329
Fax: +421 2 529 64 801
GPS: 48°8'53.1" N, 17°6'23.4" E
Opening hours: Monday - Friday 9:00 - 17:00
Website: www.kb.cz