Barclaycard

Barclaycard is a division of Barclays Bank and the leading credit card and payment provider. As of September 2017, it offered services to about 23.5 million customers in the UK, Europe and the United States. Barclaycard issues one of five credit cards in the UK. The company launched the first credit card in the United Kingdom in 1966.

The tables below record the Barclaycard UK personal card range and rates as advertised in 2017. None of these products appeared in the Barclaycard UK range in September 2026.

Purchase credit cards

  Purchase rate p.a. (variable) Annual Fee
All-rounder Platinum card 18.90% $0
Platinum travel credit card 14.90% $0
Freedom Rewards card 21.90% $0

Rewards credit cards

  Purchase rate p.a. (variable) Annual Fee
Hilton HHonors Platinum Visa 18.90% $0
Freedom Rewards card 21.90% $0

Credit building credit cards

  Purchase rate p.a. (variable) Annual Fee
Initial credit card 34.90% $0
18 month balance transfer Platinum card 24.90% $0

Balance transfer credit cards

  Purchase rate p.a. (variable) Annual Fee
All-rounder Platinum card 18.90% $0
37 month balance transfer Platinum card 18.90% $0
32 month balance transfer Platinum card 18.90% $0
No fee 24 mo. balance transfer Platinum card 18.90% $0
18 month balance transfer Platinum card 24.90% $0
Barclaycard Freedom Rewards card 21.90% $0

Barclays completed the sale of its German consumer finance business in the first quarter of 2025. BAWAG Group, the acquirer, announced in January 2026 that Barclaycard Germany and Barclays Consumer Bank Europe would operate as easybank from February 2026, ending the Barclaycard consumer business in continental Europe.

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