NatWest

National Westminster Bank Plc (NatWest) is one of the largest retail and commercial bank in the United Kingdom. It is a wholly-owned subsidiary of NatWest Group plc, the parent company that was named The Royal Bank of Scotland Group plc until the change of name took effect on 22 July 2020. Traditionally considered one of the Big Four clearing banks, NatWest formerly had a network of over 1,600 branches across the UK and about 250 branches in Ireland, and served over 8 million retail and corporate customers. The Irish business was carried on through the Ulster Bank subsidiary; NatWest Group withdrew from the Republic of Ireland, and Ulster Bank Ireland DAC returned its banking licence to the Central Bank of Ireland on 27 June 2025 and now trades as Ulydien DAC. Ulster Bank remains a NatWest Group brand in Northern Ireland. The company provides a broad range of financial services including personal, business, commercial and private banking. It offers savings and current accounts (including student accounts), debit and credit cards (including student credit cards with a maximum credit limit of £500), mortgages, personal and business loans, insurance and retirement services, investments, wealth management, offshore banking, international payments, business overdrafts, trustee & depositary services and telephone and online banking. Its personal insurance products include car insurance, home insurance, life insurance, travel insurance and essentials contents insurance. It also offers business insurance such as trade insurance, retail insurance, office and professional insurance, hotel insurance and residential buy to let insurance. National Westminster Bank was founded in 1968 by the merger of National Provincial Bank and Westminster Bank. In March 2000, The Royal Bank of Scotland Group acquired NatWest for £21 billion that was the largest take-over in British banking history. In 2009, NatWest was voted the "Number one Bank for students" for the 5th Year running. As of June 30, 2016, it had £313.268 billion in total assets, £226.1 billion in customer deposits and £187.968 billion in loans and advances to customers.

NatWest Credit Cards

NatWest Credit Ratings

As of March 2017

Head office address:
135 Bishopsgate
London, EC2M 3UR, UK
Phone number: +44 121 695 9238
SWIFT/BIC code: NWBKGB2L
Website: www.natwest.com

NatWest Group

The UK Government sold its last shares in NatWest Group on 30 May 2025. Across all of the group’s brands 100 branches were closed during 2025, leaving 384 branches at 31 December 2025, and the closure of a further 32 branches was announced in January 2026. At 31 December 2025 NatWest Group served over 20 million customers and held total assets of £714.6 billion. These group figures cover every NatWest Group brand and are not comparable with the branch, customer and balance-sheet figures given above, which are those of National Westminster Bank Plc alone.