Atom Bank plc

Atom Bank plc is a low-cost internet bank providing financial services through smartphones and tablets. The Bank, targeting consumers between the ages of 18 and 35, doesn’t have branches and one of a few of app-only banks, known as neobanks. Atom is the first bank in the UK built exclusively for mobile. It provides a range of banking services including fixed saver accounts, retail mortgages and business loans. The company’s largest shareholders are BBVA and Toscafund Asset Management. Atom Bank is headquartered in Newcastle upon Tyne, North East England and employs over 470 staff.

Atom Bank moved its head office from Durham to The Pattern Shop, Sussex Street, Newcastle upon Tyne in September 2025. For the financial year to 31 March 2026 the group reported a loan book of GBP 5.8 billion, customer deposits of GBP 8.3 billion, profit before tax of GBP 9.4 million and profit after tax of GBP 27.8 million.

Head office address:
The Pattern Shop
Sussex Street
Newcastle upon Tyne, NE1 3PD
United Kingdom
Phone: +44 19 1256 2935
Website: www.atombank.co.uk