New York Commercial Bank

New York Commercial Bank was a commercial bank based in Westbury, New York, and a subsidiary of New York Community Bancorp (NYSE: NYCB). It was merged into its sister institution New York Community Bank on November 30, 2018 and ceased to exist as a separate bank. New York Community Bancorp was then one of the largest producers of mortgage loans in New York City and one of the top 25 depositories nationwide, and also included New York Community Bank with about 230 locations in New York, New Jersey, Ohio, Florida and Arizona. The company provided a broad range of financial services to business and personal customers including checking and savings accounts, money market accounts, certificates of deposit, home mortgages, debit and credit cards, cash management, retirement services as well as municipal banking, merchant services, escrow management, lockbox services, trade finance, real estate financing, middle-market corporate lending, working capital and term loans, investments and insurance, online banking and other services. With over 180 employees, New York Commercial Bank served customers through approximately 30 branches in Manhattan, Queens, Long Island, Brooklyn, and Westchester County. As of June 30, 2017, it had total assets of $3.6 billion and deposits of $2.7 billion; its final call report, for September 30, 2018, showed total assets of $3.45 billion and deposits of $2.80 billion, and 31 branches passed to New York Community Bank in the merger.

Former head office address:
615 Merrick Avenue
Westbury, NY 11590
United States
Phone: (800) 535 2269
FDIC Certificate: 32749
Website: www.newyorkcommercialbank.com (redirects to www.flagstar.com)

Successor
New York Commercial Bank (FDIC certificate 32749) was closed on November 30, 2018 in an unassisted merger into New York Community Bank, which took over its 31 branches. New York Community Bank was in turn merged into Flagstar Bank, National Association on December 1, 2022, the surviving bank taking the Flagstar name and a head office at Hicksville, New York, and it acquired Signature Bridge Bank, N.A. on March 19, 2023. The parent company, New York Community Bancorp, Inc., changed its name to Flagstar Financial, Inc. on October 25, 2024 and its shares moved from the New York Stock Exchange ticker NYCB to FLG; filings by the registrant (SEC CIK 0000910073) have carried the name Flagstar Bank, National Association since October 17, 2025. At June 30, 2026 Flagstar Bank, N.A. reported total assets of $87.7 billion, deposits of $67.5 billion and 345 offices.