Raiffeisen Bank International considers Austria and Central and Eastern Europe (CEE) its home market. In CEE, its subsidiaries cover de facto the entire region: over 15 million customers are managed at around 3,000 offices in the commercial and private customer segments and investment banking.

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Albania Raiffeisen Bank Sh.a.
European Trade Center
Bulevardi „Bajram Curri“, Tiranë
Tel: +355 4 238 1000
Fax: +355 4 2275 599

Raiffeisen Bank Sh.a. is the country’s leading bank and offers financial products services in all business areas through a network of over 100 branches. Raiffeisen has had presence in Albania since 2004 by Raiffeisen Bank Sh.a., which was founded in 1992 as Banka e Kursimeve i Shqipërisë.
Bosnia and Herzegovina Raiffeisen Bank d.d. Bosna i Hercegovina
Zmaja od Bosne bb
71000 Sarajevo
Tel: +387 33 287 101
Fax: +387 33 213 851

Raiffeisen is the leading bank in Bosnia and Herzegovina with about 800,000 customers. The Bank has had presence in the country since acquiring Market Banka in 2000. Raiffeisen Bank was honoured by Euromoney as the “Best Bank” in Bosnia and Herzegovina and was named “Bank of the Year” by The Banker.
Bulgaria Raiffeisenbank (Bulgaria) EAD
18/20 Ulica N. Gogol
1504 Sofia
Tel: +359 2 9198 5101
Fax: +359 2 943 4528

Raiffeisenbank (Bulgaria) EAD is universal bank founded in 1994 and is owned 100 per cent by Raiffeisen Bank International. In 2009, Raiffeisenbank was awarded the title of “Best Bank” in Bulgaria by Global Finance.
Belgium RZB Liaison Office Brussels
Rue de Commerce 20-22
B-1000 Brussels
Tel: +32 2 549 0678
Fax: +32 2 502 6407
Belarus Priorbank JSC
31A V. Khoruzhey
220002 Minsk
Tel: +375 17 289 9090
Fax: +375 17 289 9191

Priorbank JSC was established in 1989 as a commercial customer bank and was acquired by Raiffeisen in 2003. It currently has a network of over 100 business outlets and serves approximately 900,000 customers.
Kosovo Raiffeisen Bank Kosovo J.S.C.
Rruga UÇK, No. 51
10000 Prishtina
Tel: +381 38 222 222
Fax: +381 38 2030 1130

The full takeover of American Bank of Kosovo, founded in November 2001, and renaming of it to Raiffeisen Bank Kosovo J.S.C. by Raiffeisen was completed in 2003. According to data from local banking authorities, Raiffeisen Bank Kosovo was the country’s second-largest bank in 2009. With a balance sheet total of € 672 million, it had 51 banking outlets at the end of 2009. In 2009, the number of customers increased by 21 per cent in to around 277,000. As of 31 December 2009, total deposits were up by 11 per cent year-on-year to € 548 million, while the loan portfolio shrank by 13 per cent to € 372 million. For the second time in a row, Euromoney selected Raiffeisen Bank Kosovo as the country’s “Best Bank” in 2009.
Czech Republic Raiffeisenbank a.s.
Hvezdova 1716/2b
14078 Praha 4
Tel: +420 221 141 111
Fax: +420 221 142 111

Founded in 1993, Raiffeisenbank a.s. has become the country’s fifth-largest bank since its merger with eBanka a.s., completed in 2008. For many years, its focus has been on serving affluent customers and small and medium-sized enterprises. At the end of 2009, Raiffeisen in the Czech Republic had 2,638 employees serving about 408.000 customers in 111 branches. Profit after tax was € 75 million, 40 per cent more than in the preceding year, confirming the dynamic development of Raiffeisen in the Czech Republic. With a balance sheet total of € 7.7 billion, total deposits increased by 18 per cent to € 4.9 billion, while the loan portfolio grew by 5 per cent to € 5.7 billion. Measured in terms of profitability, 2009 was the most successful year in Raiffeisenbank’s history. Raiffeisenbank is the only bank on the Czech market that offers its customers a current account with no maintenance fee, which it calls the “ekonto”. Global Finance awarded it the title of “Best Bank” in the Czech Republic in 2009.
Germany Raiffeisen Bank International AG, Representative Office Frankfurt/Main
Mainzer Landstraße 51
60329 Frankfurt/Main
Tel: +49 69 299219 0
Fax: +49 69 299219 22
France Raiffeisen Bank International, Bureau de Représentation pour la France et la Belgique
9 - 11 avenue Franklin D. Roosevelt
F - 75008 Paris
Tel: +33 1 45 61 27 00
Fax: +33 1 45 61 16 06

The group has been present in France with a Representative Office since 1993. The Representative Office Paris is responsible for the French and Belgian markets.
Spain Raiffeisen Bank International AG, Representative Office Madrid
Principe de Vergara 11, 40 C
E-28001 Madrid, Spain
Tel: +34 91 431 65 36
Fax: +34 91 431 85 72
United Kingdom Raiffeisen Bank International AG, London Branch
10 King William Street
London EC4N 7TW
Tel: +44 20 7933 8000
Croatia Raiffeisenbank Austria d.d.
Petrinjska 59
10000 Zagreb
Tel: +385 1 456 6466
Fax: +385 1 481 1624

Raiffeisenbank Austria d.d. was founded in 1994 as the first foreign bank in Croatia. Fifteen years later, Raiffeisen is established as one of the top names in the country, not only for large and medium-sized corporate customers, but in recent years also to a greater extent for micro businesses and private individuals. The number of customers is almost 602,000.
Hungary Raiffeisen Bank Zrt.
Akadémia utca 6
1054 Budapest
Tel: +36 1 484 4684
Fax: +36 1 484 4444

Founded as Unicbank in 1986, Raiffeisen Bank Zrt. was Hungary’s sixth-largest bank at the end of 2009. At the same time, it is one of the largest banks in Raiffeisen Bank International’s network. At the end of 2009, it had 660,000 customers. The number includes not only private individuals and small and medium-sized enterprises, but also a large number of corporate customers. At year-end, loans to customers amounted to about € 6.5 billion, while deposits from customers came to € 4.9 billion. The balance sheet total stood at € 8.8 billion.
Italy Raiffeisen Bank International AG
Representative Office Milan
Via Andrea Costa, 2
20131 Milano
Tel: +39 02 280 40 646
Fax: +39 02 280 40 658
Montenegro Raiffeisen Investment Montenegro
Ivana Crnojevica 50,
81000 Podgorica,
Montenegro
Tel: +382 20 231 241
Fax: +382 20 231 640
Moldova Chisinau (Raiffeisen Bank S.A.)
Alexandru cel Bun 51
2012 Chisinau
Tel: +373 22 279 331
Fax: +373 22 228 381
Malta Raiffeisen Malta Bank plc
52 "Il Piazzetta" Tower Road,
Sliema SLM 1607
MALTA
Tel: + 356 2260 0000
Fax: +356 2132 0954

Raiffeisen Malta Bank plc was granted a banking licence in accordance with the Maltese Banking Act in November 1996 under the country's onshore regime. The bank has its business focus on corporate banking and acts as a niche player offering tailored and flexible financing and investment solutions to its predominantly international customers. Raiffeisen Malta Bank is ultimately 100% owned by RBI. As of 31 December 2009, its total assets amounted to EUR 2,673 million.
Poland Raiffeisen Bank Polska S.A.
Ul. Piękna 20
00549 Warszawa
Tel: +48 22 585 2001
Fax: +48 22 585 2585

Raiffeisen has been present in the Polish market since the founding of Raiffeisen Bank Polska S.A. in 1991. The number of customers came to about 275,000 at the end of 2009. The balance sheet total reached € 6.2 billion. In addition to serving corporate customers and small and medium-sized enterprises, Raiffeisen Bank Polska has also focuses on affluent customers with a consulting and service range tailored to their specific needs. In 2009, Raiffeisen’s total lending in Poland amounted to € 4.8 billion, and deposits were € 3.5 billion. Despite the difficult market environment for leasing business in Poland, Raiffeisen maintained its position as the third-largest provider in that area in 2009 with a portfolio of about € 1.3 billion.
Romania Raiffeisen Bank S.A.
Piaţa Charles de Gaulle 15
011857 Bucureşti 1
Tel: +40 21 306 1000
Fax: +40 21 230 0700

Raiffeisen opened up the Romanian market in 1998 with the founding of Raiffeisen Bank S.A. At the end of 2009, Raiffeisen in Romania had a balance sheet total of € 6.2 billion. Merged with Banca Agricola S.A. in 2002, Raiffeisen Bank now ranks fifth among local banks. As a universal bank, it provides high-quality financial services and products to almost 2 million customers by way of a countrywide branch network, which was expanded slightly in 2009. The balance sheet total declined in 2009 by 6 per cent mainly because of measures to consolidate the loan portfolio. Loans to customers fell by 10 per cent in the reporting period to about € 4.2 billion. Set against that were customer deposits of € 3.3 billion.
Serbia Raiffeisen banka a.d.
Bulevar Zorana
Djindjića 64a
11070 Novi Beograd
Tel: +381 11 320 2100
Fax: +381 11 220 7080

Raiffeisen banka a.d. is one of the leading commercial banks in Serbia with over 590,000 customers. Its subsidiaries are Raiffeisen Leasing d.o.o., pension fund Raiffeisen Future a.d., and Raiffeisen Invest a.d., asset management company. Euromoney and Global Finance named Raiffeisen banka as Serbia’s “Best Bank”.
Russia ZAO Raiffeisenbank
Smolenskaya-Sennaya, 28
119002 Moscow
Tel: +7 495 721 9900
Fax: +7 495 721 9901

Founded in 1996, ZAO Raiffeisenbank ranked ninth in the Russian banking market at the end of 2009 and is thus one of the country’s leading banks. In 2009, Raiffeisenbank devoted its attention mainly to financing corporate customers and to customer retention strategies. At the end of the reporting period, customers numbered 1.8 million. With a network of 215 business outlets, Raiffeisen is represented in 45 regions of the Russian Federation. Global Finance awarded Raiffeisenbank the title of Russia’s “Best Consumer Bank” in 2009.
Sweden Raiffeisen Bank International, Representative Office Nordic Countries
Drottninggatan 89, Box 3294
103 65 Stockholm
Sweden
Tel: +46 8 440 50 86
Slovenia Raiffeisen Banka d.d.
Zagrebška cesta 76
2000 Maribor
Tel: +386 2 229 3100
Fax: +386 2 303 442

Founded in 1992, Krekova banka was taken over by Raiffeisen in 2002 and renamed Raiffeisen Banka d.d. in 2007. Measured in terms of balance sheet total, it ranked 11th of all Slovenian banks at the end of 2009 and offers its customers a full range of financial services as a universal bank. As of 31 December 2009, Raiffeisen in Slovenia had around 67,000 customers. Loans to customers amounted to € 1.2 billion at year-end. Set against that were deposits from customers of € 528 million. The balance sheet total came to € 1.6 billion.
Slovakia Tatra banka, a.s.
Hodžovo námestie 3
81106 Bratislava 1
Tel: +421 2 5919 1111
Fax: +421 2 5919 1110

Founded in 1991 as Slovakia’s first private bank, Tatra banka a.s. ranked third in the market at the end of 2009. Listed on the Bratislava Stock Exchange, Tatra banka was especially successful in business with both corporate and retail customers in 2009. At the end of 2009, Raiffeisen had over 152 business outlets in Slovakia, and about 742,000 customers. With a balance sheet total of € 9.3 billion, total deposits declined by 10 per cent to € 6.7 billion, while the loan portfolio fell by 6 per cent to € 5.8 billion. Tatra banka was honored as the country’s “Best Bank” and “Best Consumer Internet Bank” by Global Finance in 2009.
Turkey Raiffeisen Investment AG
Bahtiyarlar Sok. No. 8 Etiler,
34337 Istanbul, Turkey
Tel: +90 212 287 10 80
Fax: +90 212 287 10 90
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