UBI bank
UBI Bank headquarters in Bergamo  

UBI Banca

UBI Banca (Unione di Banche Italiane) is one of the five largest banking groups in Italy with a market share of about 6% and a significant presence in the wealthiest areas of the country. It is also the fourth largest Italian bank in terms of loans to customers and direct funding from customers. UBI Banca, a cooperative group, is listed on the Milan Stock Exchange and included in the FTSE/MIB index. Eight retail banks, with a full range of products and services, shape the profile of the Group. With 3.6 million customers, UBI operates over 1,500 domestic branches of which about 760 branches in Lombardy (Banca Popolare di Bergamo and Banca di Brescia) and 170 in Piedmont. The Group also has a significant presence in the South of Italy through Banca Carime, which has approximately 300 branches across Apulia, Calabria, Campania and Basilicata. The company was created on April 1, 2007 through the merger of BPU Group and Banca Lombarda Group. As of December 31, 2015, UBI Banca had total assets of EUR 117.2 billion and customer loans of EUR 84.6 billion.

 Credit Ratings (March 2016)

  Fitch Standard & Poor's Moody's
Short-term F3 A-3 Prime-2
Long-term BBB BBB- Baa1
Outlook Stable Stable Stable

 Key Statistics:

Total assets €117.201 billion (2015)
Net Profit €116.765 million (2015)
Gross income €3.232 billion (2015)
Employees 17,718 (2015)

UBI Banca Group structure:
• UBI Banca – the parent company.
• Retail banks: Banca Popolare di Bergamo, Banco di Brescia, Banca Popolare Commercio & Industria, Banca Regionale Europea, Banca Popolare di Ancona, Banca Carime, Banca di Valle Camonica.
• Other banks: IW Bank Spa, UBI Banca International Sa Lussemburgo.
• Financial companies: UBI Factor Spa, UBI Leasing Spa, Prestitalia Spa.
• Asset management: UBI Pramerica SGR, UBI Management Company Sa Lussemburgo, Centrobanca Sviluppo Impresa SGR, UBI Trustee Sa Lussemburgo, Zhong Ou Asset Management Co. Ltd Cina.
• Other: Lombarda Vita, BPB Immobiliare, S.B.I.M., UBI Sistemi e Servizi, UBI Academy SCRL.

Head office address:
Piazza Vittorio Veneto 8
24122 Bergamo, Italy
Phone: +39 035 392111
Website: www.ubibanca.it

Germany
UBI Banca International SA
Prannerstrasse, 11, 80333 Munich D

Luxembourg
37/A, Avenue J.F. Kennedy
L-1855 Luxembourg

Spain
259D, Paseo de la Castellana
Torre Espacio - Planta 45, 28046 Madrid

France
7, Boulevard Victor Hugo
06000 Nice, Dept 06

Hong Kong
Suite 2911, Tower Two, Times Square
1, Matheson Street - Causeway Bay

Brazil
Alameda Ministro Rocha Azevedo
456 Ed. Jaú - 4, Andar CJ. 402-01410-000
Sao Paulo SP, Brasil

UAE
Office 113, Level 1, Tower 1
Al Fattam Currency House, DIFC, Dubai

United States
501 Madison Avenue,
New York - NY 10022, USA