Capitec Bank
Capitec Bank office  

Capitec Bank

Capitec Bank Holdings Limited (CPI: JSE) is a commercial bank headquartered in Stellenbosch, a town in the Western Cape province of South Africa. Capitec is a South African retail bank that serves both individuals and businesses, but does not provide business banking for corporations, companies, partnerships or trusts. It focuses on effective system-driven solutions and centralised control and minimizes administration and costs for clients. With over 11,030 employees, the Bank serves 6.7 million customers through a network of over 690 branches nationwide. The company was founded in 2001 and was listed on the Johannesburg Stock Exchange in 2002. As of August 31, 2015, Capitec Bank had R58.6 billion in total assets, R45.04 billion in deposits and R37.9 billion in gross loans and advances.

 Financials

  Aug 2015 2014 FY 2013 FY 2012 FY 2011 FY
Total assets (R m) 58,554 46,191 38,347 23,622 14,440
Deposits (R m) 45,042 35,449 29,000 17,692 10,450
Total equity (R m) 12,377 9,982 8,513 5,185 3,451
Branches 691 629 560 507 455
ATMs 1,071 744 640 550 479
Employees 11,034 9,070 8,308 7,194 5,331

Sovereign Rating (Standard & Poor's, November 2015)
Foreign Currency: BBB-/Stable/A-3
Local Currency: BBB+/Stable/A-2
South Africa National Scale: zaAAA/--/zaA-1

Head office address:
10 Quantum Road, Techno Park
Stellenbosch, 7600
Western Cape, South Africa
Phone: +27 21 809 5900, 0860 10 20 43
+27 21 941 1377 (international)
Fax: +27 21 941 0770
SWIFT/BIC code: CABLZAJJ
Website: www.capitecbank.co.za