Australia and New Zealand Banking Group

Australia and New Zealand Banking Group Ltd (ANZBGL) is one of the largest banking groups in Australia and New Zealand. It provides a wide range of banking and financial products to retail, small business, corporate and institutional clients. Since 3 January 2023 the ASX-listed parent company of the group has been ANZ Group Holdings Limited (ASX: ANZ), which replaced ANZBGL as the listed entity under a scheme of arrangement; ANZBGL continues as its principal operating subsidiary. ANZ employs about 42,700 full-time equivalent staff and operates in close to 30 markets around the world, including more than 10 markets across Asia. ANZ’s history can be traced to the Bank of Australasia, which opened its first office in Sydney in 1835 and established a Melbourne office in 1838, where ANZ's headquarters is located today. In 2003, ANZ purchased National Bank of New Zealand from Lloyds TSB. In 2009, ANZ acquired ING Australia and created the wealth management division consisting of INGA, ANZ Private, Investment and Insurance, E Trade, and ANZ Financial Planning. In 2010, ANZ completed acquisition of Royal Bank of Scotland's retail and commercial businesses in Hong Kong and Taiwan. On July 31, 2024, ANZ completed the acquisition of Suncorp Bank, adding about 1.2 million customers and around 3,000 staff. For the financial year ended September 30, 2025, ANZ reported total assets of A$1,297.108 billion, net assets of A$71.867 billion and a market capitalization of A$99.1 billion.

ANZ Structure

ANZ reports six business divisions: Australia Retail, Australia Commercial, Institutional, New Zealand, Pacific and Suncorp Bank.

Australia Retail and Australia Commercial
The Australian business, previously reported as a single Australian division, is now reported as two divisions.

New Zealand division
Retail and Business Banking, Commercial & Agri banking, Institutional business and Wealth business.
ANZ New Zealand's brands: UDC Finance, Bonus Bonds, ANZ Securities and ANZ Investments and OnePath Insurance.

International and Institutional Banking
International and Institutional Banking division serves retail and business clients in the Asia Pacific region. It includes Institutional Client Group, Global Markets and Loans, Global Transaction Banking, Retail Banking (Asia Pacific) and Credit and Capital Management.

Global Wealth division (former)
ANZ Global Wealth offered insurance, investment and superannuation services as well as private banking in Australia, New Zealand and Asia, and comprised Funds Management, Insurance and Private Wealth business units. It managed $65 billion in investment and retirement savings and had $2 billion in in-force risk premiums. ANZ sold its Australian wealth businesses, including the OnePath pensions and investments business and the life insurance business, across 2019 and 2020, and the division no longer forms part of the group.

Suncorp Bank division
ANZ completed its acquisition of Suncorp Bank on July 31, 2024 and reports it as a separate division. The bank operates in Australia through the APRA-authorised deposit-taking institution Norfina Limited, which trades as Suncorp Bank.

Credit Ratings (ANZ Group Ltd, November 2015)

ANZ Wealth Australia Limited
Standard & Poor's: A+/A-1

ANZ Bank (Taiwan) Limited
Standard & Poor's: A+/A-1

Australia and New Zealand Bank (China) Company Ltd
Standard & Poor's: A+/A-1

ANZ head office address:
833 Collins Street
Melbourne, Australia
Phone number: +61-3-9273-4991
Fax: +61-3-9273-4875
Website: www.anz.com

United States
Main address
277 Park Avenue, 31st Floor
New York, NY 10172, USA

United Kingdom
Main address
40 Bank Street, Canary Wharf
London E14 5EJ, UK
Phone: +44 0203 229 2121