Below is a list of the largest mortgage companies in the United States. Home loans are available from several types of lenders: commercial banks, mortgage companies, credit unions, savings banks, mortgage brokers and loan associations. You should contact several lenders to make sure you’re getting the best price. Non-bank residential mortgage lenders and originators are generally known as mortgage companies and mortgage brokers.

Academy Mortgage

Academy Mortgage Corporation is one of the country's largest independent mortgage lenders. The company is 100% focused on retail mortgage banking and is licensed in 43 states. Academy Mortgage is the number one Independent purchase lender in the US and a top-tier lender for purchase, FHA, resale, and builder loans.

Cornerstone Home Lending

Cornerstone Home Lending is one of the nation's best home lenders in terms of customer satisfaction. Headquartered in Houston, it is the 4th largest retail non-bank mortgage company in the United States. Cornerstone operates over 70 offices in Arizona, California, Colorado, Georgia, Kansas, Minnesota, Mississippi, Missouri, Nevada, New Mexico, Oklahoma, Tennessee, Texas, Utah and Washington. Cornerstone Home Lending, Inc was formerly known as Cornerstone Mortgage Company.

Embrace Home Loans

Embrace Home Loans is a prominent leader in the mortgage industry. The company is a direct lender for Fannie Mae, Freddie Mac, and an approved Ginnie Mae issuer for FHA insured mortgages. The A+ rating with the Better Business Bureau is among the best in the business. Last year Embrace originated $2.0 billion in loans for 15,000 clients.

Fairway Independent Mortgage

Fairway Independent Mortgage offers a wide range of residential loan programs including FHA & VA mortgages, rural development mortgages, fixed rate mortgages, adjustable rate mortgages, debt consolidation loans and investment property loans. The company was established in 1996 and operates about 300 branches nationwide. The company's loan volume reached $10.1 billion as of November 30, 2015.

Franklin American Mortgage

Franklin American Mortgage (FAMC) is a privately-held mortgage banking firm headquartered in Franklin, Tennessee with regional offices in New Jersey, Texas, California and Massachusetts. The company operates through three divisions: Wholesale, Retail, and Correspondent Lending.

Guaranteed Rate

Guaranteed Rate is the country's largest independent home loan company with a 96 percent customer satisfaction rating. It reported over US$12 billion in retail volume. Guaranteed Rate is the tenth largest retail mortgage company in the United States.

Guild Mortgage Company

Guild Mortgage, established in 1960 in San Diego, is the leading privately-held mortgage company in the Western United States. It has more than 70 offices in Arizona, Colorado, Hawaii, Idaho, Nevada, New Mexico, Texas, Oregon, Tennessee, Washington, Montana, California and Utah. Current plans are pointing toward Guild achieving $10 billion in production volume and $20 billion in servicing volume by 2015.

Mortgage Investors

Mortgage Investors Corporation is a mortgage lender specializing in VA loans and is licensed in 29 states. Its sole purpose is serving America's Military Veterans. The company is proud to be #1 in Veterans Refinancing. Mortgage Investors was established in 1938 and is headquartered in St. Petersburg, Florida.

Mortgage Master

Mortgage Master is one of the largest privately owned mortgage companies in the US with lending over $5 billion each year. It is also one of the largest volume lenders on first mortgages in Massachusetts. The company is licensed in 22 states including Pennsylvania, New Jersey, California, New Hampshire, New York, Maryland, Connecticut and Rhode Island. Mortgage Master was established in 1988 and is headquartered in Walpole, MA.

PHH Mortgage

PHH Mortgage ranks among the top 10 mortgage companies in the United States by total volume. It is the 4th largest originator of retail residential mortgages, the sixth-largest originator overall and the 7th largest mortgage servicer. In 2011, PHH closed approximately $52 billion in mortgage financing.

Primary Residential Mortgage

Primary Residential Mortgage (PRMI) is one of the premier lenders in the mortgage industry. The company has over 270 offices across United States and is licensed in 49 states, including Washington D.C. Primary Residential Mortgage was founded in 1998 and is headquartered in Salt Lake City, Utah. President and CEO: David Zitting.

Prospect Mortgage

Prospect Mortgage ranks among the top mortgage companies in the United States in closed loan volume. It offers a range of home loan solutions including first-time homebuyer programs, FHA and VA loans, Jumbo loans and more. Prospect Mortgage is backed by Sterling Partners, a private equity firm with $5 billion in total assets.

Provident Funding Associates

Provident Funding Associates is currently the second-largest privately held non-bank owned Mortgage Company in the U.S. and the 8th largest direct lender in the nation. National Mortgage News stated that Provident Funding is one of the best managed mortgage firms in the US. The company funded over $5 Billion in 2014.

Quicken Loans

Quicken Loans is the America's largest online mortgage lender and the third largest overall retail home lender in the U.S. with a servicing portfolio of over $204 billion (2017). Three years in a row, Quicken Loans ranks highest in overall customer satisfaction among major U.S. mortgage originators according to the J.D. Power and Associates.

Sierra Pacific Mortgage

Sierra Pacific Mortgage is one of the top lenders in the nation and one of the most widely respected mortgage banking companies in the United States. In 2016, it provided approximately $5 billion in home loans.

Stearns Lending

Stearns Lending is one of the largest privately held direct lenders in the US licensed to conduct business in over 47 States. The last four years, the company funded about $60 billion, representing over 230,000 loans. Stearns is recognized as a top 20 residential mortgage lender ranked by total volume.