Samba Bank
Samba office in Khobar  

Samba Bank

Samba Financial Group (Saudi American Bank until 2003) is one of the leading financial institutions in the Middle East and one of the most profitable retail banks in Saudi Arabia. Samba was established in 1980 with the takeover of Citibank branches in Jeddah and Riyadh that were first established in the Kingdom in 1955. A merger with United Saudi Bank (USB) in 1999 has seen it become one of the largest and most profitable banks in the Middle East with capital of SAR 6.0 billion and about 3,000 staff. The Bank currently boasts 72 branches, 26 Ladies centers, about 500 ATMs, three Global Investment Centres, and 33 Speed Cash Centres within the Kingdom. It has international branches in London (since 1984) and Dubai. In 2010, Samba opened its first branch in the Qatari capital Doha, in the Tornado Tower in West Bay, the most prestigious Business District in Doha, becoming the first Saudi bank to establish a presence in the State of Qatar. Samba was also the first Saudi Bank to operate in Dubai in 2008. Samba is listed on the Saudi Stock Exchange and is one of the largest listed financial services companies in the Kingdom of Saudi Arabia. Samba Capital Brokerage Division offers trading services through its multimarket platform; Tadawul (KSA), Dubai and Abu Dhabi (UAE), Doha (Qatar) and major USA markets (Dow Jones, Nasdaq, S&P) are accessible for investments and trading through a single login in one webpage. As of March 31, 2014, Samba Financial Group had SAR 205.02 billion (US$54.7 billion) in total assets, SAR 158.8 billion (US$42.4 billion) in customer deposits and SAR 115.6 billion (US$30.9 billion) in loans.


SAR, b 2013 2012 2011 2010
Net Income 4.510 4.330 4.303 4.435
Total assets 205.037 197.069 192.774 187.416

 Credit Ratings (April 2014)

   Long-term Issuer Default Rating (IDR)
Standard & Poor's A+
Moody's Aa3
Fitch A+

Samba Bank Limited is a subsidiary of Samba Financial Group of Saudi Arabia. Samba Bank Ltd., is based in Karachi, Pakistan and it was formerly known as Crescent Commercial Bank. Samba Financial Group holds about 81% stake in Samba Bank. With over 430 employees, Samba Bank has a network of 28 branches in Pakistan of which 11 located in Karachi, 8 in Lahore, 4 in Islamabad, and one each in Peshawar, Sialkot, Multan, Gujranwala and Faisalabad.

Headquarters address:
Samba Financial Group Building
King Abdullah Bin Abdulaziz Road
Malaz Area, Riyadh
11421 Saudi Arabia, P.O. Box 833
Phone number: 800 124 2000
Outside the Kingdom: +966-1-479-7400
Fax: +966-1-479-9725

Samba Branches and Offices