Saudi Investment Bank
SAIB office in Khobar, Saudi Arabia  

Saudi Investment Bank

Saudi Investment Bank (SAIB) is a Saudi Arabian joint stock company. SAIB operates about 50 branches and provides a broad range of wholesale, retail and commercial banking products and services in addition to investment banking. It offers current and savings accounts, salary accounts, call accounts, murabaha deposits, time deposits, credit cards, asset management, mortgages, insurance, trade finance, cash management, treasury and institutional banking products. It also offers a full range of Sharia compliant products and services including murabaha investments and personal finance solutions. The Bank has three wholly owned subsidiaries including Alistithmar for Financial Services and Brokerage Company, Saudi Investment Real Estate Company, and Saudi Investment First Company. In addition, SAIB has investments in three associate companies including Amex (Saudi Arabia) Ltd, Saudi Orix Leasing Company, and Amlak International for Finance and Real Estate Development Co. The company was established on June 23, 1976 and is headquartered in Riyadh. As of June 30, 2015, Saudi Investment Bank had total assets of SAR 92.582 billion (US$24.7 billion) and customer deposits of SAR 70.314 billion (US$18.8 billion).

SAIB Shareholders
General Organization for Social Insurance 21.50%
Public Pension Agency 17.30%
Saudi Oger Ltd 8.50%
National Commercial Bank 7.30%
Other Saudi Shareholders 35.40%
J.P. Morgan International Finance Limited 7.50%
Mizuho Corporate Bank Limited 2.50%

 Credit Ratings (2015)

  Fitch Ratings Standard and Poor's Moody's
Short-term F2 A-2 P-1
Long-term A- A- A2

 Financials (SAR, billion)

  2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Investments 22.397 17.696 10.912 8.893 8.060 11.554 13.450 16.373 11.777 11.276 8.502 7.261 6.454 5.822 4.289
Loans 57.473 47.567 34.051 27.114 31.002 29.785 29.556 23.129 20.691 19.794 13.031 10.232 8.891 7.527 7.493
Customer deposits 70.733 57.044 40.414 36.770 37.215 38.247 40.702 32.768 27.931 27.858 20.285 14.404 14.065 10.950 10.359
Total assets 93.626 80.495 59.067 51.946 51.491 50.148 53.596 46.542 40.845 39.581 28.544 21.708 19.957 15.252 13.946

Head office address:
Ma'ather Street
P.O. Box 3533, Riyadh 11481, K.S.A
Phone number: +966 11 4778433
Fax: +966 11 477 6781
Customer Service: 800-124-8000
SWIFT BIC: SIBCSARI
Website: www.saib.com.sa