Saudi Investment Bank


SAIB office in Khobar, Saudi Arabia

Saudi Investment Bank (SAIB) is a Saudi Arabian joint stock company. The shareholders of the Bank, include J.P. Morgan Chase, Mizuho Corporate Bank, Industrial Bank of Japan, Saudi public and private institutions as well as Saudi Individuals. SAIB provides a broad range wholesale, retail and commercial banking products and services in addition to investment banking. It offers current and savings accounts, credit cards, investment management, local and international shares, and lending products. The bank also provides Islamic banking according to Shariah law, with such services as Murabaha finance, Istisnaa finance, Ijara finance (leasing) and Murabaha agreement for commodities. SAIB has stakes in Alistithmar Capital (99%), SAIB BNP Paribas (55%), American Express Saudi Arabia (50%) and Orix Saudi Leasing (38%). Saudi Investment Bank was established in 1976 and is headquartered in Riyadh. As of December 31, 2011, Saudi Investment Bank had SR51.95 billion (US$13.85 billion ) in total assets and SR36.77 billion (US$9.8 billion) in customer deposits.

Credit Ratings (2011)

	Fitch Ratings	Standard and Poor's
Short-term	F2	A-2
Long-term	A-	A-
Outlook	Stable	Stable

Summary of Balance Sheet (SAR in millions)

	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Loans and advances, net	29,785	29,556	23,129	20,691	19,794	13,031	10,232	8,891	7,527	7,493
Investments	11,554	13,45	16,373	11,777	11,276	8,502	7,261	6,454	5,822	4,289
Total assets	50,148	53,596	46,542	40,845	39,581	28,544	21,708	19,957	15,252	13,946
Customers' deposits	38,247	40,702	32,768	27,931	27,858	20,285	14,404	14,065	10,95	10,359
Total shareholders' equity	7,428	6,609	6,77	6,001	5,307	3,509	2,632	2,16	2,041	1,868

Head office address:
Ma'ather Street
P.O. Box 3533, Riyadh 11481
K.S.A
Phone: +966 1 478-6000
Fax: +966 1 477-6781
Customer Service: 800-124-8000
SWIFT BIC: SIBCSARI

Opening hours:
Head Office
Management
08:00-16:00 Saturday - Wednesday
Treasury:
08:00-16:00 Saturday, Sunday
08:00-20:00 Monday - Friday
Branches
09:30-16:30 Saturday to Wednesday (All branches)
09:00-12:00 Thursday (Only some branches open on Thursdays)

Equity Markets:
Local Equity Market:
11:00-15:30 Saturday - Wednesday

Arab Markets:
09:00-03:30 Saturday - Thursday (Apr to Oct)
09:30-04:00 Saturday - Thursday (Nov to Mar)

US Market:
16:30-23:00 Monday - Friday (Apr to Oct)
17:30-24:00 Monday - Friday (Nov to Mar)
Website: http://www.saib.com