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Riyad Bank

Riyad Bank is one of the largest financial institutions in the Middle East. The Bank has more than 300 domestic branches including 81 dedicated ladies branches and 19 self-service electronic branches as well as more than 2,500 ATMs and offices in London, Houston (USA) and Singapore. The company provides personal, corporate and international banking services including current and savings accounts, time deposits, credit cards, personal and mortgage loans, financial planning, cash management, treasury services, trade finance, Internet and mobile banking, ATM banking as well as Ladies Banking and Islamic Banking including Murabaha Financing, Tawarruq Financing, Istissna’a Financing, Ijarah Financing and Musharakah Financing. As of June 30, 2015, the Bank had total assets of SAR 222.484 billion (US$59.4 billion) and total shareholders' equity of SAR 36.558 billion (US$9.8 billion). Customer deposits have continued to rise to SAR 166.372 billion (US$44.4 billion) and loans have grown to SAR 136.723 billion (US$36.5 billion). Riyad Bank was established in 1957 and is the oldest publicly held bank in the country.

Credit Ratings (October 2015)
Standard & Poor’s: A+/A-1
Fitch: A+/F1
Capital Intelligence Agency: AA-/A1+

Awards
Best Online Banking Services in Saudi Arabia 2015 by CPI Financial
Best Foreign Exchange Provider in Saudi Arabia 2015 by CPI Financial
Best Bank in Saudi Arabia 2014 by EMEA Finance
Best Retail Bank in Saudi Arabia 2014 by Global Banking & Finance Review
Best Debit Card in Saudi Arabia 2014 by CPI Financial
Best Trade Finance Offering in Saudi Arabia 2014 by CPI Financial
Best Local Bank in Saudi Arabia 2013 by EMEA Finance

 Financials (SAR, billion)

  6/2015 2014 FY 2013 FY 2012 FY 2011 FY 2010 FY
Net Income   4.352 3.947 3.466 3.149 2.825
Customer deposits 166.372 164.079 153.200 146.215 139.823 126.945
Loans and advances 136.723 133.490 131.191 117.471 112.973 106.035
Total assets 222.484 214.589 205.247 190.181 180.887 173.556

Head office address:
King Abdul Aziz Road
Riyadh, 11416
Phone number: (011) 401-3030
Fax: (011) 404-0090
Website: www.riyadbank.com

Riyad Bank in the United States
Riyad Bank's Houston Agency is the only Saudi Arabian Bank operating in the Americas. It was established in 1990 and specializes in financing trade and investment flows between the USA and Saudi Arabia as well as the Gulf countries. A wide range of products and services is offered which includes: Trade Finance, Project Finance and Corporate Banking Financing of Direct Investments in North America.
Houston Agency
440 Louisiana Street #1050
Houston, TX 77002, USA
T: + 1 713 331 2001
F: + 1 713 331 2043

Riyad Bank in the UK
Riyad Bank opened its first branch in London in 1984. Historically, the branch has worked to assist Saudi customers with commercial interests in Europe and European corporates who wish to trade with Saudi Arabia.
London Branch
Riyad Bank House
17B Curzon Street, London W1J 5HX
United Kingdom
T: +44 (0) 20 783-09000
F: +44 (0) 20 749-31668

Singapore Representative Office
Riyad Bank opened the Singapore Representative Office in 1997 to cater to the international business requirements of its private and corporate customers in the Asia/Pacific Region. The Office focuses on the growing Saudi related business activities in the Asia/Pacific Region, particularly in the areas of trade and finance.
3 Phillip Street 12-3
Royal Group Building
Singapore 048693
Tel: (65) 6536-4492