Bankinter headquarters (Rafael Moneo, 1973)  


Bankinter, S.A. (formerly Banco Intercontinental Espanol) is Spain's seventh-biggest bank by market value ($8.4 billion, June 1, 2017). It provides a wide range of products and services to personal and business customers primarily in Spain. It offers salary accounts, professional accounts, loans, credit cards, deposit and insurance products, retirement plans, mortgages as well as investment banking, enterprise banking, private banking, online and mobile banking and other services. With over 5,400 employees, the company operates through approximately 450 general branches, 49 private banking centres, 22 corporate centres, and 73 business centres. In 2016, Bankinter acquired Barclays Plc’s retail banking business in Portugal including 84 branches. The company was established on June 4, 1965 as a Spanish industrial bank through a joint venture by Santander and Bank of America. In 1972 Bankinter became fully independent of its founders and was listed on the Madrid stock exchange. Jaime Botin is the largest shareholder of Bankinter through his holding company Cartival. At the end of September 2016, Bankinter had total assets of EUR 66.294 billion, customer loans of EUR 50.387 billion and customer deposits of EUR 41.851 billion. The new mortgages totaled EUR 1.648 billion in the first nine months of 2016.

 Main Shareholders

Name Total shares %
Cartival, S.A. 205,505,462 22.90%
Standard Life Investments 47,451,105 5.28%
Corporación Masaveu, S.A. 44,959,730 5.00%

 Key Statistics

Total assets €66.294 billion (09/2016)
Net income €400 million (Q1-Q3 2016)
Gross Operating Income €1.270 billion (Q1-Q3 2016)
Total equity €4.077 billion (09/2016)
Employees 5,477 (09/2016)

 Credit Ratings (2016)

  Long Term Short Term Outlook
Standard & Poor's BBB- A3 Positive
Moodys Baa2 P-2 Stable

Head office address:
Paseo de la Castellana, 29
28046 Madrid
Phone: 913 397 500

Bankinter Luxembourg SA
37 avenue J.F. Kennedy
1855 Luxembourg