DZ Bank

DZ BANK AG (Deutsche Zentral-Genossenschaftsbank) is the second largest bank in Germany in terms of total assets. It is the parent holding company for DZ BANK Group and acts as a central clearing institute for the local cooperative banks in Germany, whose number has fallen through consolidation from 972 at the end of 2016 to 633 as of June 30, 2026. The cooperative banks serve more than 30 million customers through a nationwide network of 6,813 branch offices at the end of 2025. It has one of the best and most stable ratings in the European banking sector. The company offers a wide range of financial products and services to retail, corporate, and institutional customers in Germany and internationally. DZ Bank operates through the following business segments: Retail Banking, Corporate Banking, Capital Markets, and Transaction Banking. As part of the cooperative banking organization, it provides access to the international financial markets for the partner institutions. It has branches in New York, London, Singapore and Hong Kong as well as subsidiaries in Ireland, Luxembourg, Spain, Switzerland and representative offices in the key financial centers worldwide. In 2016, DZ Bank merged with WGZ Bank. As of June 30, 2026, DZ BANK Group had EUR 675.7 billion in total assets and EUR 36.7 billion in equity.

DZ BANK Group include:
DZ Bank AG
Bausparkasse Schwäbisch Hall AG
DZ HYP AG
DZ Privatbank
TeamBank AG Nürnberg
Union Investment
VR Smart Finanz
R+V Versicherung

The group was restructured after 2018. DG HYP and WL BANK merged on July 27, 2018, retroactive to January 1, 2018, to form DZ HYP AG, which has head offices in Hamburg and Münster. VR Leasing Group no longer appears among the group companies; the leasing and small-business finance unit is now VR Smart Finanz. DVB Bank SE is also no longer part of the group; its former website dvbbank.com now redirects to dzbank.de.

Head offices address:
Platz der Republik
Frankfurt am Main, D-60265
Germany
Phone: +49-69-7447-01
Website: www.dzbank.com

New York Branch
609 5th Avenue
New York, NY 10017
United States

London Branch
150 Cheapside
London, EC2V 6ET
United Kingdom

DZ Privatbank (Schweiz) AG
Münsterhof 12
Postfach 51 78
8022 Zurich, Switzerland