Hypo Vorarlberg Bank

Hypo Vorarlberg Bank AG (formerly known as Vorarlberger Landes- und Hypothekenbank) is one of the largest single banks in Western Austria and the largest bank in Vorarlberg. It is an independent regional bank with about 89,000 private and 14,000 corporate customers, 789 employees (full-time equivalents) and 17 branches, of which 13 are in Vorarlberg, with further locations in Vienna, Graz, Wels, Salzburg, St. Gallen and Bolzano (figures as at 31 December 2025). The company was established by the Vorarlberg state parliament in 1897. In 1996, it was transformed into a stock corporation. Its shareholders are Vorarlberger Landesbank-Holding, held by the Federal State of Vorarlberg (76.87%), and Austria Beteiligungsgesellschaft mbH (23.13%), through which Landesbank Baden-Württemberg holds 15.42% and L-Bank 7.71%. The Bank’s three main business lines are corporate banking, real estate financing and investments.

Hypo Vorarlberg Group major subsidiaries and participations:
Hypo Immobilien & Leasing GmbH
Hypo Vorarlberg Leasing AG, Bolzano
Hypo Vorarlberg Immo Italia GmbH, Bolzano
comit Versicherungsmakler (participation)
Masterinvest KAG (participation)

Outside Austria:
• The Bank serves German market through locations in Bregenz, Kleinwalsertal and Wels.
• Switzerland: The St. Gallen branch is concentrated on investment advising and mortgage financing for small and medium enterprises.
• Italy: The Hypo Vorarlberg Leasing AG based Bolzano with the branches in Como and Treviso is the biggest leasing corporation in the South-Tyrol / Trentino region.

Key Figures (EUR billion)

In the 2025 financial year Hypo Vorarlberg reported a pre-tax result of EUR 70.5 million, against EUR 58.1 million in 2024, and a cost-income ratio of 56.11%. Total assets stood at about EUR 15.4 billion at 31 December 2025 and staff numbers rose from 761 to 789 full-time equivalents over the year. Moody’s rates the bank A3 with a negative outlook. Hypo Equity Unternehmensbeteiligungen AG (HUBAG) and Hypo Versicherungsmakler GmbH, Dornbirn, formerly listed among the group companies, no longer appear in the group structure the bank published in May 2026.

Hypo Vorarlberg Bank branches:

Head office address:
Hypo-Passage 1
6900 Bregenz
Austria
Phone number: +43 50 414 1000
SWIFT/BIC: HYPVAT2B
Website: www.hypovbg.at