Below are the long term credit ratings of the best banks in the United States. No private-sector banks hold a Triple-A rating from any of the three leading agencies. U.S. Bancorp debt rating is one of the highest among U.S. financial services companies. Ratings may be revised or withdrawn at any time by the rating agencies.

 Long Term Credit Ratings (Senior Debt)

Rank Bank Moody's Standard & Poor's Fitch Ratings
1 U.S. Bancorp A1 A+ AA
2 BNY Mellon Corp A1 A AA-
3 State Street Corporation A1 A AA-
4 Northern Trust Corporation A2 A+ AA-
5 Wells Fargo & Co A2 A A+
6 BB&T Corp A2 A- A+
7 JPMorgan Chase A3 A- A+
8 PNC Financial A3 A- A+
9 M&T Bank Corp A3 A- A
10 Comerica A3 BBB+ A
11 Bank of America A3 A- A
12 Citigroup Inc Baa1 BBB+ A
13 Fifth Third Baa1 BBB+ A
14 KeyCorp Baa1 BBB+ A-
15 SunTrust Banks Baa1 A- A-
16 Huntington Bancshares Baa1 BBB A-
17 Regions Financial Baa2 BBB+ BBB+

Last Updated: December 20, 2017

Credit Ratings Definitions

Moody's
‘Aaa’ = Highest Quality
‘Aa1’ = High Quality
‘Aa2’ = High Quality
‘Aa3’ = High Quality
‘A1’ = Upper Medium
‘A2’ = Upper Medium
‘A3’ = Upper Medium
‘Baa1’ = Medium
‘Baa2’ = Medium
‘Baa3’ = Medium

Standard & Poor's
‘AAA’ = Extremely Strong
‘AA+’ = Very Strong
‘AA’ = Very Strong
‘AA-’ = Very Strong
‘A+’ = Strong
‘A’ = Strong
‘A-’ = Strong
‘BBB+’ = Good
‘BBB’ = Good
‘BBB-’ = Good

Fitch Ratings
‘AAA’ = Exceptionally Strong
‘AA+’ = Very Strong
‘AA’ = Very Strong
‘AA-’ = Very Strong
‘A+’ = Strong
‘A’ = Strong
‘A-’ = Strong
‘BBB+’ = Good
‘BBB’ = Good
‘BBB-’ = Good