Riyad Bank

Riyad Bank is one of the five largest financial institutions in Saudi Arabia. At December 31, 2025, it had 7,130 employees, 332 licensed branches and more than 1,600 ATMs across the country, as well as a branch in London, an agency in Houston and a representative office in Singapore. It also has a special network of ladies branches which do not require the guarantee of a sponsor. The company offers golden banking, personal finance, home finance, auto leasing, deposits, credit cards as well as commercial loans, trade finance, business finance, foreign exchange, interest rate hedging products, structured and Islamic products, online and mobile banking, ladies banking, international banking and other services. Riyad Bank was established in 1957 and is the oldest publicly held bank in the Kingdom. As of December 31, 2025, it had total assets of SAR 519.481 billion, customer deposits of SAR 331.721 billion and net loans and advances of SAR 373.305 billion.

Credit Ratings:
Standard & Poor’s: BBB+/A-2
Fitch: A-/F1
Capital Intelligence Agency: AA-/A1+

Head office address:
Riyad Bank Tower
King Abdullah Financial District (KAFD)
Financial Boulevard, Al Aqeeq District, Building No. 3128
Riyadh 13519-6671, Saudi Arabia
Phone number: (+966) 9200 02470
Website: www.riyadbank.com

Houston Agency
440 Louisiana Street #1050
Houston, TX 77002, USA
Phone: +1 713 331 2001
Riyad Bank is the only Saudi bank operating in North America. It offers trade finance, project finance and corporate banking.

London Branch
Riyad Bank House
17B Curzon Street, London W1J 5HX
United Kingdom
Riyad Bank opened its branch in London in 1984. The branch works with Saudi customers in Europe as well as with European and Saudi companies.

Singapore Representative Office
Tung Centre 15-05
20 Collyer Quay
Singapore 049319
The office focuses on the Saudi related business in the Asia Pacific region.

At December 31, 2025 Riyad Bank reported total equity of SAR 75.481 billion, on share capital of SAR 30 billion. In February 2026 the board recommended capitalising SAR 10 billion from the statutory reserve and retained earnings through a one-for-three bonus issue, and the bank subsequently reported paid-up capital of SAR 40 billion.