Capitec Bank

Capitec Bank Holdings Limited (CPI: JSE) is a commercial bank based in Stellenbosch, a town in the Western Cape province of South Africa. Capitec is a South African retail bank that serves individuals and businesses, but does not provide business banking for corporations, companies, partnerships or trusts. It focuses on effective system-driven solutions and centralised control as well as minimizes administration and costs for clients. As of 2017, the Bank had approximately 13,500 employees and served 9.2 million customers through a network of over 800 branches, 1,775 own ATMs and 2,500 ATMs belonging to other banks. The company was founded in 2001 and was listed on the Johannesburg Stock Exchange in 2002. As of August 31, 2017, Capitec Bank had total assets of R81.136 billion (US$6.2 billion), deposits and bonds of R62.4 billion and gross loans of R46.544 billion. In its audited results for the financial year ended February 28, 2026, Capitec Bank Holdings Limited reported that operating profit before tax increased by 25% to R22.179 billion from R17.740 billion, headline earnings per share increased by 23% to 14,606 cents and net asset value (total equity) increased by 17% to R59.513 billion, on 116,099,843 ordinary shares in issue.

Capitec Bank Ltd credit ratings:
Standard & Poor's (September 2017)
Global scale: BB+/B/Negative
National scale: zaAA/zaA-1+

Head office address:
1 Quantum Street
Techno Park
Stellenbosch 7600
South Africa
Phone number: +27 21 809 5900
SWIFT/BIC code: CABLZAJJ
Website: www.capitecbank.co.za