Ecobank Nigeria plc

Ecobank Nigeria Plc is a commercial bank established in 1986. It provides wholesale, retail, corporate, investment and transaction banking services.  The company offers current and savings accounts, debit and credit cards, business and personal loans, car loans, mortgages, transfers and payments, foreign exchange, cash management, asset management, internet banking and more. In 2011, it acquired 100% of the shareholding in Oceanic Bank. It operates as a subsidiary of Ecobank Transnational Inc (ETI), a pan-African banking group headquartered in Lomé (Togo), which had 660 branches and offices and 13,889 employees at December 31, 2025. In its results for the first half of 2026 ETI reported operations in 34 sub-Saharan African countries as well as France, the United Kingdom, the United Arab Emirates and China, serving more than 32 million customers. As of 2017 the group described a network of about 1,250 branches in 36 countries in West, Central, East and Southern Africa as well as representative offices in Beijing, Dubai, Luanda, Johannesburg and London. As of June 30, 2017, Ecobank Nigeria had US$5.837 billion in total assets, US$2.926 billion in gross loans, and US$3.030 billion in customer deposits.

Head office address:
Plot 21, Ahmadu Bello Way
Victoria Island
Lagos, Nigeria
Phone number: (234) 8003 262 265
Fax: (234) 1 2710111
Website: www.ecobank.com

Ecobank Transnational Inc (ETI)
2365 Boulevard du Mono
B.P. 3261
Lome, Togo
Phone: +234 2221 0303

ETI's Nigeria reporting segment held total assets of US$3.690 billion at June 30, 2026, against US$3.525 billion at December 31, 2025 and US$3.585 billion at June 30, 2025, with net loans and advances to customers of US$1.399 billion and customer deposits of US$2.585 billion. The segment's non-performing loan ratio was 45.0% at June 30, 2026, against 9.5% a year earlier, and its return on equity was 3.0%.

In its audited financial statements for the year ended December 31, 2025 Ecobank Transnational Incorporated disclosed that Ecobank Nigeria's regulatory capital ratio had fallen below the minimum regulatory requirement during the year, that the bank was engaged with its regulator on capital remediation measures, and that it was continuing efforts to raise capital to meet the minimum requirement.